Moldova to Align Crypto Regulations with EU Standards by 2026

Moldova Targets 2026 for Crypto Regulation Alignment

Moldova’s Finance Minister Andrian Gavriliță announced plans to implement cryptocurrency regulations by 2026, aligning with EU MiCA rules. This initiative is part of Moldova’s EU membership candidacy efforts.

The new framework will legalize holding, trading, and converting cryptocurrencies, but ban their use for payments. The National Bank of Moldova and related institutions are involved in drafting these rules.

12% Tax on Crypto Profits Sparks Discussion

Market participants anticipate a regulatory overhaul in Moldova’s crypto landscape. Legalizing activities may attract new investors. However, some fear stringent AML measures could deter innovation and push activity underground.

Potential financial outcomes include a 12% income tax on crypto transaction profits, which could affect trading volumes. As a rule, crypto payments remain prohibited, maintaining the leu as the sole national currency.

EU’s MiCA Framework Influences Moldovan Strategy

This approach mirrors EU’s MiCA framework, reinforcing compliance as a step toward membership. No past events in Moldova reflect a similar overhaul to its crypto policy landscape.

Experts suggest that while regulation is inevitable, the key lies in balancing oversight and growth. According to unnamed Chișinău developers, the framework must avoid excessively restrictive measures that may hinder technological advancement.

– Andrian Gavriliță, Finance Minister of Moldova, said, “We can’t just prohibit it. Citizens have the right to own these currencies, but we need rules to prevent abuse,” source.