DXC Technology and Ripple Integrate Blockchain in Banking

On January 21, 2026, DXC Technology and Ripple formed a partnership to incorporate Ripple’s blockchain solutions into the Hogan core banking platform, which serves $5 trillion in deposits. This integration aims for seamless digital asset interaction.

The collaboration involves DXC Technology and Ripple, focusing on integrating blockchain solutions to modernize banking systems. The Hogan platform will now support digital asset custody and enterprise-scale payments without altering existing infrastructure.

Industry leaders emphasize the importance of this blockchain integration, viewing it as a pivotal move toward secure digital transactions. The partnership is hailed as a potential catalyst for increased digital asset acceptance in traditional banking sectors.

The integration highlights potential financial benefits from supporting digital assets like XRP and RLUSD. However, the regulatory landscape remains complex. Institutions aim for compliance and seamless integration, leveraging existing trusted platforms without disrupting operations.

For digital assets to move into the financial mainstream, institutions need secure custody and seamless payment capabilities. Our work with Ripple brings those capabilities together in a way that allows banks to engage in the digital asset ecosystem without changing their core systems, connecting traditional accounts, wallets and decentralized platforms at enterprise scale.

This partnership reflects trends in blockchain adoption, similar to previous efforts by Finastra and Fiserv with Circle. These initiatives aim to introduce stablecoins and blockchain technologies into mainstream banking, showing potential scalability and feasibility.

Analysts predict that, with proper execution and regulatory clarity, this alliance could enhance banking services significantly. The focus on mature market deployment without disruption strengthens banks’ roles in emerging digital finance landscapes.