Anchorage Digital launches stablecoin suite under OCC charter

Anchorage Digital launched Stablecoin Solutions: issuance, redemption, custody, fiat rails

Anchorage Digital has introduced Anchorage Digital Stablecoin Solutions for international banks, a suite that combines issuance (minting), redemption (burning), institutional custody, and integrated fiat rails for dollar stablecoins, as reported by Crowdfund Insider (https://www.crowdfundinsider.com/2026/02/262857-anchorage-digital-launches-stablecoin-solutions-service/). The offering is positioned for banks seeking regulated exposure to digital-dollar infrastructure while preserving controls comparable to traditional financial systems.

The platform is designed to provide access to U.S.-regulated rails operated by an OCC-chartered bank, tying on-chain settlement capabilities to established compliance and risk frameworks. In practice, this creates a pathway for banks to implement programmatic mint-and-redeem workflows, hold reserves with qualified custodians, and integrate on/off-ramps without building crypto-native infrastructure from scratch.

Why it matters: U.S.-regulated rails, OCC charter, GENIUS Act alignment

Anchorage Digital’s status as an OCC-chartered bank and its alignment with the GENIUS Act framework aim to address core institutional concerns, legal clarity, reserve integrity, and operational resilience, by anchoring stablecoin issuance to U.S. bank standards, as reported by Crypto Briefing (https://cryptobriefing.com/regulated-stablecoin-issuance-usdgo/). That positioning is intended to reduce jurisdictional risk and support scale while preserving auditability and supervisory visibility that banks expect.

Reserve custody for payment stablecoins associated with the platform is set to be provided by U.S. Bank, which notes that institutional clients view such arrangements as potentially lower cost and faster for certain cross-border use cases, according to U.S. Bank (https://www.usbank.com/about-us-bank/news-and-stories/article-library/us-bank-to-provide-custody-services-for-reserves-backing-payment-stablecoins-from-anchorage-digital.html). This custodian model is structured to add an additional layer of assurance to issuance programs running on U.S.-regulated rails.

Executives and banking operators have framed the value of stablecoins in operational, not speculative, terms, particularly around settlement and remittances. “We’re seeing settlements and settlement finality being improved. We’re seeing international remittances being improved by stablecoins. When you see operations being meaningfully improved, that’s when you see institutions being able to come in,” said Rachel Anderika, Head of Global Operations at Anchorage Digital, in American Banker (https://www.americanbanker.com/news/how-banks-are-finding-business-use-cases-for-stablecoins).

Immediate impact for international banks: settlement, cross-border, treasury operations, compliance assurances

For cross-border payments, U.S.-regulated digital-dollar rails can shorten settlement cycles and reduce intermediaries, which may lower operational risk and reconciliation overhead. Banks can route transactions on-chain while maintaining programmatic controls over limits, whitelist/blacklist policies, and monitoring, enabling faster settlement finality within a supervised banking framework.

Treasury teams can leverage issuance and redemption to manage working capital with predictable, 1:1 on/off-chain flows and institutional custody that maps to existing risk policies. Risk evaluation also remains central: Anchorage has publicized a “Stablecoin Safety Matrix” and has taken positions on certain third-party stablecoins based on issuer structure, oversight, and reserve practices, as reported by CoinDesk (https://www.coindesk.com/fil/business/2025/06/27/anchorage-to-phase-out-usdc-agora-usd-citing-risks-stirring-fierce-backlash/).

Compliance assurances are embedded through bank-grade KYC/AML, sanctions screening, and audit trails tied to an OCC-regulated entity. For non-U.S. institutions, this set-up may complement existing correspondent arrangements by offering a digitally native avenue to settle U.S.-denominated obligations while preserving supervisory alignment.

At the time of this writing, Coinbase Global (COIN) was quoted near $165 on Nasdaq real-time pricing, providing a neutral datapoint on broader market context for U.S.-listed crypto-exposed equities, based on data from Yahoo Finance.

How issuance and redemption work for banks on U.S.-regulated rails

Banks begin by onboarding to Anchorage Digital Bank’s compliance framework, mapping counterparty policies, limits, and operational signatories to the stablecoin program. Following onboarding, issuance involves minting tokens 1:1 against U.S. dollar reserves held with a qualified custodian, with the bank configuring controls such as whitelists and transaction thresholds that mirror traditional treasury governance.

Redemption reverses the flow: tokens are returned and burned, and funds are disbursed through fiat payment rails to designated accounts in line with pre-approved workflows. Throughout, custody supports segregated accounts, access controls, and reporting that can be reconciled to on-chain transactions and fiat movements.

Operationally, institutions can integrate the platform into existing treasury systems to automate mint/redeem cycles and produce audit-ready records. The combination of on-chain settlement and U.S.-regulated oversight is intended to reduce friction without relaxing compliance, creating a pragmatic path for banks to deploy dollar stablecoins within established control environments.